GST Voucher 2025: Payout Dates, Amount, Eligibility and How to Apply & Claim

Singapore’s government has always been proactive in supporting lower—and middle-income households by offsetting their GST expenses. The GST Voucher Scheme Singapore was designed in 2012 to ensure that lower—and middle-class earners receive direct financial assistance.

This voucher scheme is offered to individuals from lower—and middle-income Singaporean households and senior citizens to help them live quality lives. The scheme provides cash payouts, Medisave top-ups, U-save rebates for utilities, and Service & Conservancy Charges (S&CC) rebates.

Significant announcements will be introduced 2025 to the GST Voucher scheme to meet the changing needs. This guide provides a comprehensive overview of the GST voucher, eligibility, benefit amount,  purpose, and how to avail of the benefit.

What is a GST Voucher?

The Goods and Services Tax (GST) Voucher Scheme is a financial assistance program introduced by the Singapore government in 2012. Its primary aim is to help lower- and middle-income Singaporean households offset the costs associated with GST, thereby promoting a more equitable tax system. 

This approach ensures that Singaporeans receive targeted and meaningful assistance and is more effective in managing the government than completely waiving the GST. 

Overview GST voucher Scheme Components

The GST voucher scheme is divided into the following 4 components. It is important to note that all the GST vouchers are provided every year in the prescribed months

• GST Voucher – Cash: Provides direct cash payouts to eligible individuals to assist with daily expenses. The payout ranges from $450 to $850, depending on the Annual Value (AV) of their residence.
• GST Voucher MediSave: Offers CPF MediSave top-ups for Singaporeans aged 65 and above, helping with healthcare expenses. The top-up amount varies based on age and the AV of the recipient’s home.
• GST Voucher U-Save: This program provides quarterly rebates to help eligible HDB households offset their utility bills. Rebates can be up to $950 for the Financial Year 2025.
• GST Voucher – S&CC Rebate: Assists lower-income households by offsetting their Service & Conservancy Charges, with rebates of up to 4 months in the Financial Year 2025.

Summary of GST Voucher Components

Here is a summary of all components of Singapore GST Voucher Scheme. You can read this in detail in next few sections.

Criterias for GST Voucher Scheme

Further, GST vouchers are paid out based on assessable income, the annual value of the HDB flat, or age. 

• Assessable Income: Total income after deducting allowable deductions for employment, trade, and rental income. For example, the total income is $35,000 with $5,000 in donations, resulting in  $30,000 AI.
• Annual Value (AV): The estimated gross annual rent of a property, excluding furniture and maintenance fees. It is determined on the basis of market rentals for similar properties.
• HDB Flat: Housing and Development Board flats (HDB flats) are public housing and subsidized flats constructed by the board. They are affordable and can be easily purchased by the average Singaporean.

1. GST Voucher Scheme- Cash

It is a direct cash payout in August to lower-income individuals and families for their daily expenses or future savings.

Eligibility criteria

The following low-income individuals are eligible for a GST voucher cash. 

• Should be aged 21 years or above in 2024.
• Should be a Singaporean citizen residing in Singapore. 
• Assessable income for the Assessment Year (AY) 2023 must not exceed $34,000.
• Must not own more than one property.
• If the annual value (AV) of your home is up to $21,000 as of 31 December 2023, then you’re eligible for $ 850.
• Similarly, if the AV of your home lies between $21,000 and $25,000, then you’re eligible for $450.  
• The voucher is applicable only if the AV of your home does not exceed $25,000 as of 31 December 2023.

Payout Amounts in GST Voucher Cash

• $850 for individuals with an AV of home up to $21,000. (revised to $20,000 in 2025)
• $450 for individuals with an AV between $21,001 and $25,000. (revised to $21,001 to $31,000 in 2025)

Steps to Avail GST Voucher – Cash Benefits (2025)

• Log in to GSTV e-services to check your status.
• If you have already signed up for government payouts (e.g., 2024 GSTV), you will automatically receive your 2025 GSTV – Cash in August 2025.and no further action is needed.
• If you have never signed up, register through GSTV e-services by June 20, 2026 to receive your 2025 GSTV – Cash.
• Choose a Payment Method
• PayNow-NRIC: Link your NRIC to PayNow with a participating bank for faster crediting.
• Bank Account Crediting: If PayNow-NRIC is not linked, payment will be made to your previously used bank account.
• GovCash: If no bank account is linked, the amount will be available through GovCash.

Payment Schedule for GSTV Cash 2025

2. GST Voucher Scheme MediSave

This MediSave voucher is provided to people aged 65 years or above. It works as a top-up for MediSave accounts in August that beneficiaries can use to offset their medical bills and insurance premiums.

Eligibility Criteria

• Should be aged 65 years or above in 2024.
• Should be a Singaporean citizen residing in Singapore. 
• The AV of your home (as indicated on your NRIC) as of 31 December 2023 must not exceed $25,000.
• Must not own more than one property.

Payout Amount in GST Medisave

Steps to Avail GST Voucher – MediSave Benefits (2025)

• Log in to GSTV e-services to check your status.
• If you previously signed up, your CPF MediSave Account will be credited automatically from August 1, 2025.
• No additional action is needed.
• If you haven't signed up before, register on GSTV e-services by July 9, 2025, to receive the MediSave benefit from August 1, 2025.

Payment Schedule for GSTV Medisave

3. GST Voucher U-save Rebates Scheme

This voucher aims to assist households in offsetting utility bills with rebates credited in January, April, July, and October directly to their utility accounts.

Eligibility criteria

• Applicable only to Singaporean households living in HDB flats. 
• If the flat is partially let out or not let out at all, then at least one owner or occupier should be a Singaporean citizen and all owners and occupiers should not own or have interest in more than one property. 
• If the flat is fully rented out, then there must be at least one Singapore citizen tenant and all the tenants should not own or have any interest in more than one property. 
• Under Budget 2024 and the Assurance Package, the Singaporean HDB households will enjoy 2.5 times the usual amount of U-Save or up to $950 in the form of rebates in FY 2024.

(There are no changes in 2025 for this voucher.)

Steps to Avail GST Voucher – U-Save Benefits

• U-Save rebates are automatically credited to eligible SP Services utility accounts.
• No sign-up or manual action is required.
• U-Save rebates will appear in your SP utilities bill and can be viewed via the SP app.

Payment Schedule for U-Save Benefits (2025)

1. Rebates are credited quarterly in January, April, July, and October 2025.
2. Unused rebates will roll over to future bills.

4. GST Voucher Service & Conservancy Charges (S&CC) Rebate Scheme

This voucher reduces S&CC fees for lower and middle-income households by giving quarterly rebates in January, April, July, and October, easing their financial load for home maintenance.

Eligibility criteria: 

• Applicable only to Singaporean households living in HDB flats. 
• There must be at least one Singapore citizen flat owner or occupier.
• They must not have or own any interest in any private property.
• The flat owners must not have rented out the entire flat.
• Households not meeting the above-mentioned criteria will not be eligible to receive rebates. 
• Eligible households qualify for rebates equivalent to 1.5 to 3.5 months of their S&CC fees.
• A one-off additional 0.5-month rebate will be given in January 2025, as announced in Budget 2024.
• In total, households can receive up to 4 months of S&CC rebates for the Financial Year 2024.

(There are no changes in 2025 for this voucher.)

Steps to Avail GST Voucher – S&CC Rebate Benefits

The Service & Conservancy Charges (S&CC) rebate is automatically given to eligible HDB households. No application is required.

Payment Schedule for 2025

• Rebates are automatically credited in January, April, July, and October 2025.
• The rebate will be reflected in your monthly town council bill.

Purpose of the GST Voucher Scheme

The GST voucher scheme aims to bring equity, lower financial burden, and provide financial aid to lower and middle-class households. The purpose of the GST voucher scheme is as follows: 

• It aims to reduce the financial burden of GST on lower and middle-income households.
• The scheme provides cash payouts and rebates to help individuals and families manage daily expenses and utility bills.
• The voucher scheme aims to support senior citizens over 65 years through MediSave top-ups that can be used to offset medical bills.
• This scheme enhances consumer spending, indirectly benefiting businesses and the overall economy.
• The voucher aims to promote equitable resource distribution, fostering an inclusive and financially secure society.

Changes in the GST Voucher Singapore Scheme 2025

The GST Voucher Singapore 2025 offers revised annual value (AV) thresholds so as to broaden the eligibility and benefits to more households. Here is a comparison between the current and revised AV thresholds:

Conclusion

The GST Voucher Scheme is one of the targeted initiatives by the Singapore government to provide financial relief to lower- and middle-income households. It gives out cash payouts, MediSave top-ups for healthcare, U-Save rebates for utility bills, and S&CC rebates for maintenance fees in order to bring meaningful relief in the face of rising costs.

Eligibility for these GST vouchers depends on factors like income, property ownership, and the annual value of your home. Payments are disbursed through PayNow, bank transfers, or GovCash for cash payouts and directly credited to CPF MediSave accounts for healthcare benefits.