Built for how BFSI actually works: millions of transactions across multiple systems, with different tax treatments.
Core banking
Where millions of fees originate.
Finacle
Temenos
Oracle FLEXCUBE
Finastra
BaNCS Policy systems
Where premiums and claims live.
Guidewire
Duck Creek
Sapiens
Fineos
Oracle OIPA Enterprise ERPs
Where group financials consolidate.
SAP S/4HANA
SAP ECC
Oracle EBS
Oracle Financials
MS Dynamics 365 Sources
Billing // Tax-doc
ERP · GL
Core banking
Finacle · FLEXCUBE · BaNCS · Transact
Cards & payments
FIS · TSYS · Zeta · M2P · Pismo
Lending · LOS/LMS
FinOne · Pennant · Lentra
Treasury
Murex · Calypso · Finastra
Procurement / AP
Vendor invoices Reverse charge · payments
Fee & Charge E-Invoice
Structured e-invoice per country. Tax on taxable bank fees.
Intercompany Billing
Inter-entity tax allocation. Cross-border service charges.
Middleware · feed as required
ERP GL
SAP S/4HANA • Oracle Financials
THE CONSTANT NODE · EVERY TXN SETTLES HERE
cleartax
multi-mandate engine
Single source of tax truth
- Audit-proof
- Reconciled
- Archived
Receives
Sources
Movement // Tax-doc
ERP · GL
Policy Admin · Life
Oracle CIPA · BaNCS · Majesco
Policy Admin · P&C
Guidewire · Duck Creek · Sapiens
Policy Admin · Health
HealthEdge · Insuritas · Vitraya (IN) · TPA platforms
Policy Admin · Motor
Guidewire · Sapiens · Insuritas
Commission / Agency
Intermediary payouts · Broker management
Procurement / AP
Vendor invoices Reverse charge
Transfer document
Own-goods movement, call-off register, 12-month clock tracked per consignment.
Processing document
Toll fee raised as a service. Free- issue material held out of the sale.
Middleware · feed as required
ERP GL
SAP S/4HANA • Oracle Financials
THE CONSTANT NODE · EVERY TXN SETTLES HERE
cleartax
multi-mandate engine
Single source of tax truth
- Audit-proof
- Reconciled
- Archived
Receives
BANKING & LENDING
Core banking
Finacle · FLEXCUBE · BaNCS · Transact
Cards & payments
FIS · TSYS · Zeta · M2P · Pismo
Lending · LOS/LMS
FinOne · Pennant · Lentra
Treasury
Murex · Calypso · Finastra
Procurement / AP
Vendor invoices Reverse charge · payments
BILLING / TAX-DOC
Fee & Charge E-Invoice
Structured e-invoice per country. Tax on taxable bank fees.
Intercompany Billing
Inter-entity tax allocation. Cross-border service charges.
Middleware · feed as required
ERP · GL
ERP GL
SAP · Oracle · Dynamics 365
THE CONSTANT NODE - EVERY TXN SETTLES HERE
cleartax
multi-mandate engine
RECEIVES
Single source of tax truth
- Audit-proof - Reconciled - Archived
INSURANCE & WEALTH
Policy Admin · Life
Oracle CIPA · BaNCS · Majesco
Policy Admin · P&C
Guidewire · Duck Creek · Sapiens
Policy Admin · Health
HealthEdge · Insuritas · Vitraya (IN) · TPA platforms
Policy Admin · Motor
Guidewire · Sapiens · Insuritas
Commission / Agency
Intermediary payouts · Broker management
Procurement / AP
Vendor invoices Reverse charge
BILLING / TAX-DOC
Transfer document
Own-goods movement, call-off register, 12-month clock tracked per consignment.
Processing document
Toll fee raised as a service. Free- issue material held out of the sale.
Middleware · feed as required
ERP · GL
ERP GL
SAP · Oracle · Dynamics 365
THE CONSTANT NODE - EVERY TXN SETTLES HERE
cleartax
multi-mandate engine
RECEIVES
Single source of tax truth
- Audit-proof - Reconciled - Archived
8 weeks
SFTP-based e-invoicing, BNM RMIT compliance, daily SIEM audit-log integration. 5 source systems. Live in 8 weeks.
5M+ invoices at go-live
Handling 5M+ invoices at go-live, 6,000 vendors compliant from day one.
5,000+ cessions/month · self-billed
ZATCA Phase 2 via DB-tier integration off Oracle EBS, taxable brokerage extracted from multi-layer flows.
8 ERPs across 2 entities
Live in 8 weeks across 2 entities and 8 systems. Self-billed AP.
Clear merchant fees at settlement speed
Settlement files from your switch. Compliant invoices out in real time, fee categories intact per merchant.
Separate exempt income from taxable, at source
Interest and FX spreads carry the exempt category and each market's reason code. Fees carry the standard rate. Split at SKU level.
Invoice millions of micro-fees without breaking the gateway
ATM, SMS, swipe and transfer fees aggregate by customer and period. Line-level lineage survives inside every summary.
Tax the margin, not the sale price
Repossessed assets sell under the margin scheme. Tax computes on the margin; the gross price still prints on the invoice.
Keep the bank and the insurer legally distinct
Separate Peppol endpoints and isolated signing keys per entity, on one platform.
Validate every recipient before you send
Peppol IDs bulk-scanned against the national registry. Live status flows back to your CRM.
Powering Global e-Invoicing Alongside Regulators
Annual audit compliance for data security
Information security & business continuity
EU data protection & privacy compliance
Encrypted data in transit with TLS 1.3
Military-grade encryption at rest
Vulnerability assessment & penetration testing
Secure token-based authentication
Each region runs on dedicated, sovereign infrastructure. Your data never leaves your environment and is never used to train models.
Regulatory-compliant data privacy. Role-based access control.
Powering Global e-Invoicing Alongside Regulators
Compliant with Oman Tax Authority
Pan-European e-invoicing & procurement network
UAE Federal Tax Authority compliance
Saudi e-invoicing mandate (Fatoorah)
French tax administration
Belgian fiscal services
National Informatics Centre
Malaysian tax authority
Deep integrations means minimal to no changes in your daily workflow
ERPs, POS, Handheld systems
Successful Integrations
Engineers
End-to-end assistance from onboarding to ongoing optimisation for your business.
Dedicated onboarding team ensures smooth setup
Comprehensive training programmes for your team
Key account managers for personalised service
We build what you need, when you need it
In-person support and consultation at your office
Named contacts, not a ticket queue
Powering Global e-Invoicing Alongside Regulators
Powering Global e-Invoicing Alongside Regulators
Deep integrations means minimal to no changes in your daily workflow
End-to-end assistance from onboarding to ongoing optimisation for your business.
Compliant with Oman Tax Authority
Pan-European e-invoicing & procurement network
UAE Federal Tax Authority compliance
Saudi e-invoicing mandate (Fatoorah)
French tax administration
Belgian fiscal services
National Informatics Centre
Malaysian tax authority
ERPs, POS, Handheld systems
Successful Integrations
Engineers
Annual audit compliance for data security
Information security & business continuity
EU data protection & privacy compliance
Encrypted data in transit with TLS 1.3
Military-grade encryption at rest
Vulnerability assessment & penetration testing
Secure token-based authentication
Each region runs on dedicated, sovereign infrastructure. Your data never leaves your environment and is never used to train models.
Regulatory-compliant data privacy. Role-based access control.
Dedicated onboarding team ensures smooth setup
Comprehensive training programmes for your team
Key account managers for personalised service
We build what you need, when you need it
In-person support and consultation at your office
Named contacts, not a ticket queue